What is the required minimum coverage for property damage in Missouri auto insurance?

The minimum coverage requirement for property damage in Missouri auto insurance is $10,000. This means that if you are at fault in an accident, your insurance will cover damages to another person's property up to that amount. Understanding this requirement is crucial for drivers in Missouri, as it helps ensure that individuals can financially cover damages they may cause to others while driving.

Having at least the minimum coverage protects not only the other party involved in an accident but also you as the driver, as it fulfills legal obligations and prevents potential penalties for insufficient insurance. Higher coverage limits are often recommended, as accidents can sometimes lead to damages that exceed the minimum amount, potentially leaving the at-fault driver responsible for the additional costs.